Top 50 Cheapest Places to Live in California (2025)

California is known for its high cost of living, especially in coastal cities like Los Angeles and San Francisco. However, there are numerous cities and towns throughout the state where living expenses are significantly lower. These affordable locations provide reasonable housing, lower utility costs, and accessible amenities while still offering a good quality of life. For families, retirees, and individuals seeking budget-friendly options, these cities represent the most practical and economical choices in the state.

Top 50 Cheapest Places to Live in California

1. Bakersfield, Kern County

Bakersfield is one of the most affordable cities in California, offering low housing costs and reasonable living expenses. The city has a growing job market in agriculture, energy, and manufacturing. Residents enjoy recreational opportunities, shopping, and a family-friendly environment. With lower rent, utilities, and grocery prices compared to coastal areas, Bakersfield attracts families and professionals seeking an economical lifestyle while maintaining access to city amenities, making it one of the cheapest places to live in California.

2. Fresno, Fresno County

Fresno provides affordable housing, moderate utility costs, and low grocery prices. Its economy is centered around agriculture, healthcare, and education, supporting stable employment. Residents benefit from nearby national parks, recreational areas, and a mild climate. Families and young professionals appreciate the city’s lower cost of living compared to California’s major metropolitan areas. These factors combine to make Fresno one of the cheapest places to live in California, offering convenience, access to jobs, and an economical lifestyle.

3. Stockton, San Joaquin County

Stockton is an inland city with low housing costs and affordable living expenses. Its economy includes logistics, healthcare, and education, providing consistent employment opportunities. While it faces some urban challenges, the city offers lower property taxes, groceries, and transportation costs. Residents enjoy cultural diversity, local parks, and easy access to the Bay Area. The combination of affordability and accessibility makes Stockton one of the cheapest places to live in California, especially for families or individuals looking for cost-effective living.

4. Modesto, Stanislaus County

Modesto offers reasonably priced homes, affordable utilities, and low grocery costs. The economy relies on agriculture, manufacturing, and education, providing employment options. Residents enjoy parks, schools, and local events, while paying significantly less than those in coastal California cities. Modesto’s balance of affordability and community amenities makes it a practical choice for families, young professionals, and retirees seeking one of the cheapest places to live in California without sacrificing quality of life.

5. Merced, Merced County

Merced has affordable housing and a slower pace of life, appealing to families and students. The city is home to a university that supports local culture and employment. Utilities, groceries, and transportation costs are lower than the state average. Its proximity to Yosemite National Park adds recreational appeal. These features make Merced one of the cheapest places to live in California, ideal for students, young professionals, and families who want to save on living expenses while enjoying community and outdoor activities.

6. Riverside, Riverside County

Riverside combines affordability with access to jobs and amenities. Housing prices are lower than neighboring Los Angeles areas. The city offers educational institutions, parks, and growing industries in healthcare and logistics. Its location allows for commutes to major Southern California employment hubs. Riverside provides a comfortable suburban lifestyle with opportunities to save money, making it one of the cheapest places to live in California for families and individuals seeking convenience and value.

7. San Bernardino, San Bernardino County

San Bernardino offers low housing costs and affordable living expenses in Southern California. Residents benefit from access to parks, outdoor activities, and community services. Employment opportunities exist in healthcare, logistics, and government. Utilities, groceries, and property taxes are lower than most surrounding cities. These factors make San Bernardino one of the cheapest places to live in California, appealing to families, retirees, and anyone looking for a budget-friendly lifestyle with suburban convenience.

8. Palmdale, Los Angeles County

Palmdale provides affordable housing and lower living expenses compared to Los Angeles. The city is growing with aerospace, logistics, and manufacturing jobs. Residents enjoy schools, parks, and community activities while paying less for housing and groceries. Palmdale is ideal for commuters who want lower living costs without leaving Southern California. Its combination of affordability and job opportunities makes it one of the cheapest places to live in California.

9. Lancaster, Los Angeles County

Lancaster offers budget-friendly homes and low living costs. The economy focuses on aerospace, renewable energy, and manufacturing. Residents have access to parks, schools, and recreational activities. Housing and utilities are much cheaper than nearby Los Angeles. Lancaster provides financial flexibility for families and young professionals, making it one of the cheapest places to live in California for those seeking an economical suburban lifestyle.

10. Victorville, San Bernardino County

Victorville has affordable housing, lower utilities, and a moderate cost of living. The economy centers on logistics, healthcare, and retail. Residents enjoy local parks, outdoor activities, and a sense of community. Victorville’s low living expenses make it one of the cheapest places to live in California, attracting first-time homebuyers, families, and retirees looking for an economical lifestyle near larger cities.

11. Chico, Butte County

Chico offers affordable housing, groceries, and utilities. The city has a small-town atmosphere with cultural events and recreational opportunities. Chico State University supports local employment and adds to the city’s culture. Its combination of community amenities and low living costs makes Chico one of the cheapest places to live in California, appealing to students, young families, and retirees seeking value without sacrificing quality of life.

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12. Redding, Shasta County

Redding provides low housing costs, affordable utilities, and a moderate cost of living. The economy focuses on healthcare, retail, and education, ensuring employment options. Residents enjoy lakes, rivers, and parks for outdoor recreation. These factors make Redding one of the cheapest places to live in California, ideal for families, retirees, or anyone looking for natural surroundings combined with cost-effective living.

13. Yuba City, Sutter County

Yuba City is known for affordable housing and a lower cost of living. The economy revolves around agriculture and healthcare, providing steady employment. Residents have access to schools, parks, and a family-friendly community. The combination of low living expenses and community amenities makes Yuba City one of the cheapest places to live in California, attracting families and retirees seeking an economical and safe lifestyle.

14. Madera, Madera County

Madera provides affordable housing, low utilities, and a moderate cost of living. Its economy focuses on agriculture, education, and small businesses. Residents enjoy parks, schools, and access to national parks like Yosemite. Madera’s combination of affordability and community makes it one of the cheapest places to live in California, appealing to families, retirees, and anyone seeking budget-friendly living without sacrificing lifestyle quality.

15. Hemet, Riverside County

Hemet offers low housing costs, affordable healthcare, and a slower pace of life. The economy includes healthcare, retail, and small-scale industries. Residents enjoy parks, golf courses, and community events. Hemet’s affordability and relaxed suburban environment make it one of the cheapest places to live in California, ideal for retirees and families seeking a low-cost lifestyle in Southern California.

16. Coachella, Riverside County

Coachella has lower housing costs and affordable living compared to nearby Palm Springs. Agriculture and tourism drive the local economy. Residents enjoy cultural events, parks, and desert scenery. The city’s low cost of living and access to recreational opportunities make Coachella one of the cheapest places to live in California for those seeking an economical Southern California lifestyle.

17. Barstow, San Bernardino County

Barstow provides very low housing costs and affordable utilities. The economy focuses on logistics, retail, and transportation. Residents enjoy proximity to mountains, desert landscapes, and outdoor recreation. Barstow’s low expenses and access to nature make it one of the cheapest places to live in California, suitable for families, retirees, and individuals looking for an economical lifestyle in Southern California.

18. Tulare, Tulare County

Tulare is an agricultural city with low housing costs and affordable utilities. Local schools, parks, and community events enhance livability. Employment opportunities are steady in agriculture and small businesses. These factors combine to make Tulare one of the cheapest places to live in California, appealing to families seeking budget-friendly homes in a community-oriented setting.

19. Yucaipa, San Bernardino County

Yucaipa offers affordable housing, low utilities, and a safe suburban environment. Employment is available in education, healthcare, and retail. Residents enjoy parks, schools, and local amenities. The combination of low living costs and family-friendly surroundings makes Yucaipa one of the cheapest places to live in California for those seeking a suburban lifestyle with savings.

20. Porterville, Tulare County

Porterville has low housing prices, affordable utilities, and moderate living expenses. The economy focuses on agriculture, manufacturing, and local services. Residents enjoy parks, community events, and access to outdoor activities. Porterville’s affordability and community amenities make it one of the cheapest places to live in California, ideal for families, retirees, and anyone seeking a cost-effective lifestyle with essential conveniences.

21. Adelanto, San Bernardino County

Adelanto offers very affordable housing and low utility costs. The city has a growing logistics and retail sector, providing employment opportunities. Residents enjoy nearby parks and access to desert landscapes for outdoor activities. The combination of low living expenses and suburban convenience makes Adelanto one of the cheapest places to live in California, especially for families and individuals seeking budget-friendly housing close to major Southern California employment hubs.

22. California City, Kern County

California City has some of the lowest housing costs in the state. The economy is centered on retail, logistics, and small businesses. Residents benefit from open spaces, parks, and a quiet suburban atmosphere. Its affordability, combined with access to basic amenities, makes California City one of the cheapest places to live in California for first-time homeowners and retirees looking for an economical lifestyle.

23. Lake Elsinore, Riverside County

Lake Elsinore provides affordable housing and moderate living expenses compared to other Riverside County cities. The city is known for recreational opportunities around the lake, parks, and community events. Employment is available in healthcare, retail, and manufacturing. Residents enjoy suburban living with scenic views. Lake Elsinore’s low cost of living and lifestyle amenities make it one of the cheapest places to live in California, attracting families and young professionals.

24. Gridley, Butte County

Gridley offers low housing costs and affordable living. Employment is available in agriculture and small businesses. Residents enjoy parks, schools, and community activities. Gridley’s combination of affordability and family-friendly environment makes it one of the cheapest places to live in California, suitable for families and retirees seeking value-driven living.

25. Corcoran, Kings County

Corcoran offers low housing costs and inexpensive utilities. The economy relies on agriculture and correctional facilities, providing local jobs. Residents enjoy a small-town atmosphere with parks, schools, and community gatherings. Corcoran’s affordability makes it one of the cheapest places to live in California, especially for families or retirees seeking quiet living with minimal expenses in a rural setting.

26. Perris, Riverside County

Perris provides affordable housing, low utility costs, and a suburban environment. The economy includes logistics, manufacturing, and retail jobs. Residents enjoy parks, community centers, and nearby recreational activities. Its affordability combined with growing local employment opportunities ranks Perris among the cheapest places to live in California, ideal for families and first-time homebuyers looking for value in Southern California.

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27. Dixon, Solano County

Dixon offers moderately priced homes and a low cost of living. The city has employment in agriculture, manufacturing, and education. Residents enjoy a quiet, family-friendly atmosphere with parks and schools. Dixon’s affordable living costs and proximity to larger cities make it one of the cheapest places to live in California, attracting families and individuals who want suburban comfort on a budget.

28. Holtville, Imperial County

Holtville provides low housing costs and inexpensive daily living. The economy is largely agricultural, with local businesses supporting the community. Residents enjoy small-town living, community events, and outdoor activities. Holtville’s affordability and quiet environment make it one of the cheapest places to live in California, ideal for retirees, families, or anyone seeking a slow-paced, economical lifestyle.

29. Coalinga, Fresno County

Coalinga offers low-cost housing and affordable utilities. Employment is available in agriculture, oil, and small businesses. Residents enjoy parks, community events, and a rural atmosphere. Coalinga’s low living expenses and access to nature make it one of the cheapest places to live in California, perfect for families, retirees, or individuals looking for an economical lifestyle in the Central Valley.

30. Ridgecrest, Kern County

Ridgecrest provides affordable housing and lower living expenses than coastal cities. The local economy focuses on defense, manufacturing, and retail jobs. Residents enjoy access to mountains and outdoor recreation. Its combination of low cost of living, job opportunities, and scenic surroundings ranks Ridgecrest among the cheapest places to live in California, appealing to families and individuals seeking a balanced lifestyle at a lower price.

31. Tehachapi, Kern County

Tehachapi offers moderate housing prices and a small-town atmosphere. The economy includes agriculture, energy, and retail employment. Residents enjoy parks, trails, and outdoor activities. The city’s affordability and family-friendly environment make it one of the cheapest places to live in California, providing value without sacrificing access to amenities and natural surroundings.

32. Los Banos, Merced County

Los Banos has affordable homes and low living costs. The economy is agriculture-based, offering steady employment. Residents enjoy local schools, parks, and community events. Los Banos’ combination of affordability and community resources makes it one of the cheapest places to live in California, ideal for families and retirees looking for economical Central Valley living.

33. Wasco, Kern County

Wasco provides low housing costs and affordable utilities. The local economy revolves around agriculture and small businesses. Residents enjoy parks, schools, and a quiet small-town atmosphere. Wasco’s affordability and relaxed environment make it one of the cheapest places to live in California, suitable for families and retirees seeking budget-friendly living.

34. El Centro, Imperial County

El Centro offers affordable housing and low utilities. Employment opportunities exist in agriculture, retail, and education. Residents enjoy parks, shopping, and community amenities. Its affordability and access to outdoor activities make El Centro one of the cheapest places to live in California, attracting families and individuals looking for cost-effective living in Southern California.

35. Port Hueneme, Ventura County

Port Hueneme provides reasonably priced homes and moderate living expenses. Employment is available in shipping, manufacturing, and local services. Residents enjoy parks, schools, and beach access. The combination of affordability and amenities ranks Port Hueneme among the cheapest places to live in California, appealing to families and young professionals seeking value near the coast.

36. Tehama, Tehama County

Tehama offers low-cost housing and affordable living. The economy focuses on agriculture, retail, and small businesses. Residents enjoy a rural lifestyle with parks and local events. Its affordability and quiet environment make Tehama one of the cheapest places to live in California, ideal for families and retirees looking for economical living in a small community.

37. Selma, Fresno County

Selma provides affordable housing and low living expenses. The economy is agriculture-driven, supporting steady employment. Residents enjoy schools, parks, and community activities. Selma’s affordability and family-friendly environment make it one of the cheapest places to live in California, appealing to those seeking cost-effective Central Valley living.

38. Chowchilla, Madera County

Chowchilla offers low housing costs and a moderate cost of living. The economy includes agriculture, manufacturing, and education jobs. Residents enjoy parks, schools, and community events. Chowchilla’s affordability and convenient location make it one of the cheapest places to live in California, ideal for families and individuals seeking value and a small-town feel.

39. Delano, Kern County

Delano provides low housing costs and inexpensive daily living. The economy relies on agriculture and local businesses. Residents enjoy community events, parks, and family-friendly amenities. Delano’s affordability makes it one of the cheapest places to live in California, attracting families and individuals looking for budget-friendly Central Valley living.

40. Sanger, Fresno County

Sanger offers affordable homes and low utility costs. Employment is available in agriculture, education, and local services. Residents enjoy parks, schools, and community events. Its combination of affordability and community resources makes Sanger one of the cheapest places to live in California, ideal for families and retirees seeking value-driven living.

41. Livingston, Merced County

Livingston has low housing costs and affordable living expenses. The economy focuses on agriculture and small businesses. Residents enjoy parks, schools, and a small-town atmosphere. Livingston’s affordability and community amenities make it one of the cheapest places to live in California, suitable for families and individuals seeking economical Central Valley living.

42. Newman, Stanislaus County

Newman offers affordable housing, low utilities, and a small-town environment. Employment is primarily in agriculture and local businesses. Residents enjoy parks, schools, and community events. Newman’s affordability and community atmosphere make it one of the cheapest places to live in California, ideal for families and individuals looking for economical Central Valley living.

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43. Arvin, Kern County

Arvin offers low-cost housing and inexpensive living. The economy is primarily agriculture-based. Residents enjoy parks, schools, and community events. Arvin’s affordability and family-friendly environment make it one of the cheapest places to live in California, especially for families seeking budget-conscious Central Valley living.

44. Calexico, Imperial County

Calexico provides affordable housing and lower living costs than neighboring cities. The economy revolves around agriculture, cross-border trade, and retail. Residents enjoy parks, schools, and community events. Calexico’s combination of affordability and convenience makes it one of the cheapest places to live in California, ideal for families and individuals seeking economical living near the Mexico border.

45. Imperial, Imperial County

Imperial offers low-cost housing, affordable utilities, and a slower pace of life. The economy focuses on agriculture and small businesses. Residents enjoy parks, schools, and local amenities. Imperial’s affordability and community resources make it one of the cheapest places to live in California, appealing to retirees and families looking for a low-cost lifestyle.

46. Coachella Valley, Riverside County

The Coachella Valley region has low housing costs and affordable utilities compared to coastal areas. Employment includes agriculture, tourism, and retail. Residents enjoy parks, cultural events, and recreational activities. Its combination of affordability and amenities makes Coachella Valley one of the cheapest places to live in California, suitable for families, retirees, and individuals seeking budget-friendly desert living.

47. Morro Bay, San Luis Obispo County

Morro Bay provides reasonably priced housing and moderate living expenses. Employment is available in tourism, hospitality, and small businesses. Residents enjoy coastal views, parks, and community activities. The city’s affordability combined with coastal amenities makes Morro Bay one of the cheapest places to live in California, attracting families and retirees seeking value near the ocean.

48. Tehama County, Northern California

Tehama County offers low-cost housing and inexpensive living compared to larger cities. Employment is focused on agriculture, government, and small businesses. Residents enjoy outdoor recreation, parks, and a rural environment. Its affordability and natural surroundings make Tehama County one of the cheapest places to live in California, ideal for families and retirees seeking budget-friendly rural living.

49. Gustine, Merced County

Gustine provides affordable housing and moderate living expenses. The economy focuses on agriculture and local services. Residents enjoy schools, parks, and community activities. Gustine’s low cost of living and family-friendly environment make it one of the cheapest places to live in California, appealing to those seeking budget-conscious small-town living.

50. Biggs, Butte County

Biggs provides affordable housing, low utilities, and a small-town atmosphere. The economy includes agriculture and local services. Residents enjoy parks, schools, and community events. Biggs’ affordability and quiet environment make it one of the cheapest places to live in California, especially for families and retirees seeking economical Northern California living.

 

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### 1. A brief introduction

 

California is known for its high cost of living, especially in coastal cities like Los Angeles and San Francisco. However, there are numerous cities and towns throughout the state where living expenses are significantly lower. These affordable locations provide reasonable housing, lower utility costs, and accessible amenities while still offering a good quality of life. For families, retirees, and individuals seeking budget-friendly options, these cities represent the most practical and economical choices in the state.

Reasons Why They Are The Cheapest Places to Live in California

  • Housing affordability is the primary factor, with many homes and apartments priced below the state average.
  • Utility costs, including electricity, water, and gas, are generally lower than in coastal metropolitan areas.
  • Grocery and transportation expenses are often reduced, making day-to-day living more manageable.
  • Local economies are frequently supported by agriculture, small businesses, and essential services, providing steady employment.
  • Property taxes are lower compared to high-demand urban areas, saving residents money annually.
  • Suburban and small-town environments allow for slower-paced, lower-cost living with fewer financial pressures.
  • Recreational and community amenities are available without the premium costs associated with larger cities.

Why You Should Know These Cheapest Places to Live in California

  • Explore local parks, trails, and natural attractions that are often uncrowded and free to enjoy.
  • Experience authentic small-town culture, including festivals, markets, and community events.
  • Enjoy affordable dining options and local cuisine that reflects the region’s heritage.
  • Visit nearby national parks, lakes, and mountains without the high costs of urban lodging.
  • Discover historical sites and museums that provide insight into California’s diverse history.
  • Take advantage of recreational activities such as hiking, fishing, and local sports for minimal expense.
  • Meet friendly residents and enjoy a sense of community that often comes with smaller, budget-conscious cities.

 Conclusion

Living in California does not have to mean paying exorbitant costs. The state offers many affordable cities and towns where residents can enjoy a high quality of life without overspending. These cheapest places to live in California combine lower housing, utility, and daily living expenses with access to employment, community amenities, and recreational opportunities. For anyone looking to save money while experiencing California’s unique culture and natural beauty, these cities and towns provide practical and attractive options.